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Student Accident Insurance

Each year a Student Accident Insurance Plan is made available for all students on a voluntary basis.  The plan provides protection for DENTAL DAMAGE DUE TO ACCIDENTS, FRACTURE BENEFITS AND OTHER IMPORTANT COVERAGES, which are NOT covered under the Provincial Health Plan. Some parents may have Dental Plan coverage through their work but many of these plans are limited in one way or another, while this accident coverage is not.  You should compare to make sure you have the coverage you need or desire.

In making this plan available, the Board wishes to make its position clear in the matter of insurance.  UNDER THE EDUCATION ACT THE BOARD IS NOT PERMITTED TO PROVIDE INSURANCE COVERAGE FOR ACCIDENTS TO PUPILS, THEREFORE, the Board recommends consideration of this plan to any parent who wishes to obtain this kind of insurance.  Although the policy has all the advantages of a group plan, it is essentially a direct contract between the parent and the insurance company.

BOARD POLICY REQUIRES THAT STUDENTS MUST HAVE STUDENT ACCIDENT INSURANCE COVERAGE IN ORDER TO PARTICIPATE IN SCHOOL-SPONSORED EXTRA-CURRICULAR ATHLETIC EVENTS. BEFORE THEY WILL BE ALLOWED TO PARTICIPATE IN THESE EVENTS. STUDENTS MUST AT LEAST PURCHASE THE LIMITED STUDENT ACCIDENT INSURANCE COVERAGE AT A COST OF $3.50 PER YEAR.

All the plans with various options being offered provide full 24 hour, 365 days per year protection with the exception of the “LIMITED” plan, which covers school days only.  Because of the number of claims which have occurred during non-school activities and summer holidays, parents may want to give special consideration to the “PLATINUM PLAN”, especially so if your child intends to participate in sports activities outside of the school year period..

A Family Plan is also available for three or more students which permits the enrolment of students in the family who are attending schools outside the jurisdiction of this Board as long as at least one child in the family is attending a school within the Limestone District School Board.  Details of these plans are described on the application form sent home with students at the beginning of September.  Copies are also available through the FSS Main Office.  

If you require further information, you may contact Reliable Life at Box 2046, Hamilton, L8N 9Z9 or call toll free at 1-800-463-5437.  Alternatively, you may contact John Sutherland and Sons Limited, 1-800-263-1032.  If you wish to subscribe to this insurance, please complete the form and mail it directly to Reliable Life Insurance Company in the enclosed stamped envelope immediately. PLEASE DO NOT SEND CASH.

You may also enroll online at www.insuremykids.com  (for all plans except the $3.50 LIMITED PLAN).

If the enrolment form for the Student Accident Insurance Plan has not been received or it has been misplaced, please contact our school office.

Last Modified: Feb 12, 2013
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